# Prohibited Business

Before activating Stripe or PayPal, you must ensure that your store complies with [Tip4Serv’s Terms of Use](https://tip4serv.com/terms-of-use) and the Prohibited and Restricted Business policies of [Stripe](https://stripe.com/legal/restricted-businesses) and [PayPal](https://www.paypal.com/us/legalhub/paypal/acceptableuse-full?country.x=US\&locale.x=en_US).

Non-compliance may result in **payment restrictions, suspension, or termination of your store.**

{% hint style="info" %}
Tip4Serv will not be responsible if your Stripe or Paypal account is blocked due to non-compliance.
{% endhint %}

### Prohibited & Authorized sales

{% tabs %}
{% tab title="Prohibited sales" %}

* *<mark style="color:red;">**Donations and empty product**</mark>*\
  \&#xNAN;*<mark style="color:red;">Always include at least one Discord role in your product offering, and opt for value-driven names like VIP Supporter instead of terms like donation.</mark>*
* <mark style="color:red;">**Gambling, Lottery tickets, Casino chips**</mark>\
  \&#xNAN;*<mark style="color:red;">Loot boxes appear to be tolerated for now, but the product description must clearly list all possible items.</mark>*
* <mark style="color:red;">**Virtual currencies that can be exchanged for real money**</mark>\
  \&#xNAN;*<mark style="color:red;">Do not use any images of real currency (such as banknotes or coins) to represent your virtual money. Do</mark> <mark style="color:red;"></mark><mark style="color:red;">**not**</mark> <mark style="color:red;"></mark><mark style="color:red;">use terms like money, coin, currency, or crypto, which may imply financial value or convertibility. Instead, use</mark> <mark style="color:red;"></mark><mark style="color:red;">**fictional names**</mark> <mark style="color:red;"></mark><mark style="color:red;">such as FizzyPoints, SnowStars, Gems, Crystals, Energy, Units to describe your digital rewards.</mark>*
* *<mark style="color:red;">**Native In-Game Item/Entity Images**</mark>*\
  *<mark style="color:red;">When showcasing native items or entities from games (e.g., Rust weapons, ARK dinosaurs, GTA vehicles), use AI-generated or original artwork, or a direct screenshot from the in-game inventory.</mark>*
* <mark style="color:red;">**Registered trademarks**</mark> <mark style="color:red;"></mark><mark style="color:red;">(e.g., Nintendo, Pokemon, BMW cars, GUCCI clothing, etc.)</mark>\
  \&#xNAN;*<mark style="color:red;">The use of logos, branded products, branded name or any representation of registered trademarks is prohibited.</mark>*
* <mark style="color:red;">**Drugs, sexual content, and illicit products**</mark>\
  \&#xNAN;*<mark style="color:red;">Any imagery depicting drugs, real weapons, sexually explicit content, or illegal products is strictly forbidden.</mark>*
  {% endtab %}

{% tab title="Authorized sales" %}

* <mark style="color:green;">**Unbranded assets**</mark> <mark style="color:green;"></mark><mark style="color:green;">(e.g., vehicles, aircraft, dinosaurs, character skins, clothing, etc.)</mark>
* <mark style="color:green;">**Other virtual items**</mark> <mark style="color:green;"></mark><mark style="color:green;">(e.g., inventory objects, cosmetic skins, weapons (should not look like a real weapon), accessories, etc.)</mark>
* <mark style="color:green;">**Ranks and advantages**</mark> <mark style="color:green;"></mark><mark style="color:green;">(e.g., priority queue access, special permissions, etc.)</mark>
* <mark style="color:green;">**Kits**</mark> <mark style="color:green;"></mark><mark style="color:green;">(e.g., a bundle containing multiple virtual items)</mark>
* <mark style="color:green;">**Virtual currency**</mark> *<mark style="color:green;">(only use fictional image and name like Gems, Crystals, FizzyPoints...)</mark>*
* <mark style="color:green;">**Constructions**</mark> <mark style="color:green;"></mark><mark style="color:green;">(e.g., a Rust monument, maps, bases, etc.)</mark>
  {% endtab %}
  {% endtabs %}

### Product Image Guidelines

Product images must not infringe intellectual property rights or depict prohibited content.

Do not use:

* Copyrighted or trademarked brand images.
* Real-world brands (e.g., BMW, Gucci, Mercedes).
* Images of drugs, weapons, or illegal products.
* Photos of real money (banknotes or coins).

Even virtual representations of illegal or regulated items may trigger compliance reviews.

Only use original, licensed, or royalty-free visuals.

{% hint style="info" %}
**A good practice is to use AI-generated images exclusively.**
{% endhint %}

### Prohibited or Sensitive Keywords

Sellers must avoid using misleading, regulated, or trademarked terms in product titles and descriptions.

For example:

* Do not advertise virtual currency using real-world currency values (e.g., “1000€” or “€500 package”).
* Do not use registered brand names or trademarks without authorization (e.g., “Mercedes”, “PlayStation”, etc.).
* Do not imply affiliation with third-party companies unless you are officially authorized.

Instead, use generic or fictional names for your digital products. For example, if your community is called “Rusty”, you may name your virtual currency “RustyCoins”.

Tip4Serv may use automated monitoring tools and manual reviews to ensure compliance with our Acceptable Use Policy and payment provider requirements.

Non-compliant products may be removed and the seller account may be restricted or suspended.

### Best Practice for Selling Virtual Currency

Virtual items or digital rewards offered on Tip4Serv must not be presented as real money, financial assets, investment products, or transferable monetary instruments.

Sellers must not:

* Represent virtual items as having real-world monetary value.
* Suggest that virtual items are redeemable, refundable, exchangeable, or convertible into real currency.
* Use imagery of real-world banknotes, coins, or financial instruments.
* Imply that virtual items function as cryptocurrency, securities, or financial investments.

Virtual rewards must operate strictly within a closed-loop gaming environment and must be used solely for entertainment purposes.

Sellers are encouraged to use clearly fictional, non-monetary naming conventions (e.g., Gems, Crystals, Energy, Stars, Points, Units, etc.) to avoid confusion with real-world currency.

Each product description must clearly state: “Non-redeemable digital rewards used exclusively within our gaming environment for entertainment purposes. These items have no real-world monetary value.”

### Donations and Empty Products Policy

Tip4Serv is a digital goods platform and not a fundraising or money-transfer service.

All products listed on a Tip4Serv store must correspond to a clearly defined digital product, service, or in-game benefit.

Pure monetary transfers, empty products, symbolic listings, or “donation-only” payments without a clearly described digital benefit are strictly prohibited.

Sellers must not create products with no defined content, vague descriptions, or no associated virtual benefit.

Each listing must clearly describe the digital item, access level, role, or in-game advantage provided to the buyer.

Stores that attempt to use Tip4Serv for personal fundraising, cash transfers, or undefined payments may be restricted or suspended.
