# How we charge

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{% tab title="Paypal" %}
When a customer buys a product in your store, **you will receive vast majority of your payments directly in your Paypal account (free of charge)**.

The system will calculate when to collect the **5% fees (or 3.8% for the** [**PRO plan**](https://tip4serv.com/pricing)**), by cashing a full payment** corresponding to the due amount on the Tip4Serv Paypal account. 

*Only when the payment is inferior or equal to the due amount.*

[**Tip4Serv fees do not include Paypal fees**](#user-content-fn-1)[^1]**.**

<figure><img src="https://2187496599-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FrJFlpzFF4M0XjvFfIMsk%2Fuploads%2FNQrp3lrha8FgVBpR48HV%2F12.png?alt=media&#x26;token=5fd31caf-1f42-459f-821c-14367ae4866a" alt=""><figcaption><p><em>Example image from a store</em></p></figcaption></figure>

**In the example above**, the store owner collected 8 payments for a total of 145€ on his Paypal account.

Then a 5€ transaction took place on November 11th, the system automatically collected it to partly pay the 5%. (5% of 145€ = 7,25€)

It will then requires another tiny transaction to complete the 7,25€ fees, namely €2.25 etc...

**Conclusion**: Tip4Serv collects some transactions to pay the 5% commission. Sometimes the buyer will pay on your Paypal address and sometimes he will pay on Tip4Serv's Paypal.

> This system is temporary and will be simplified in the near future, and intended to work as Stripe does.
> {% endtab %}

{% tab title="Stripe" %}
Tip4Serv takes 5% (or 3.8% for the [PRO plan](https://tip4serv.com/pricing)) on every payment you receive on your Stripe account.

[**Tip4Serv fees do not include Stripe fees**](#user-content-fn-2)[^2]**.**
{% endtab %}
{% endtabs %}

[^1]: Learn more about [Paypal fees](https://www.paypal.com/digital-wallet/paypal-consumer-fees)

[^2]: Learn more about [Stripe fees](https://stripe.com/pricing)